Your net worth, in real time
Net worth is what you own minus what you owe. Simple until your money lives in five different places. Fider adds it up and tells you when it did.
What goes into it
Cash and accounts, crypto, stocks, ETFs, funds, commodities, property and vehicles. On the other side, mortgages, loans and cards. One number out.
Why real time matters
Crypto refreshes every minute and equities every fifteen. Each asset shows when it was priced, so an old figure never passes for a fresh one.
Per wallet or consolidated
Look at personal only, at your business only, or all three wallets at once. Same number, seen from wherever you need it.
How it is calculated
Net worth is assets minus liabilities, valued at the same moment. Fider adds every position at its latest known price, subtracts every debt at its outstanding balance and stores a snapshot every day, so you see the curve and not just today's number.
- Assets: accounts, cash, crypto, stocks, ETFs, funds, property and vehicles.
- Liabilities: mortgage, loans, financing and outstanding card balances.
- Every asset carries its valuation time; property is valued by hand and Fider remembers when you did it.
Why it beats watching your bank balance
The balance tells you what you can spend this week. Net worth tells you whether you are getting better or worse off. A month where the account drops because you repaid mortgage is a good month for net worth, and you only see that if you subtract the debt.
What to do when the number does not grow
It is almost always one of three things: spending that slipped in unrecorded, an asset that fell in price, or new debt. The per-wallet view isolates it: if personal rises and freelance falls, the problem is a quarter you did not set aside for, not your lifestyle.
Frequently asked questions
What is net worth?
Everything you own at market value minus everything you owe. Positive means you own more than you owe; negative means the opposite. It is the one figure that sums up your financial position.
Do I need to connect my bank?
No. You can enter balances by hand, import a CSV or upload a PDF statement. Investments and crypto are priced automatically from market data.
How often is it updated?
Crypto every minute, equities every fifteen minutes and currencies every hour, always with the valuation time visible. Property and vehicles are valued by hand whenever you decide.
Is it free?
Your current net worth is free, with up to three assets without live pricing. The PRO plan adds live prices, unlimited assets and unlimited history.