Personal · Freelance · Companies
All your wealth in a single app.
How much you can spend today, what you own is worth and what the tax office is owed. Personal, freelance and companies, in one place.
All your data is encrypted, at rest and in transit.
How much you can spend this month, before you spend it.
Move the numbers and watch the split change
Household
Kind of debt
Goal
Other apps tell you what you spent.Fider tells you how much you can spend.
Fixed: €1,080, 45 %. Debt: €528, 22 %. Cushion: €198, 8 %. Life: €594, 25 %
- Fixed€1,08045 %
- Debt€52822 %
- Cushion€1988 %
- Life€59425 %
Indicative tool. This is not financial advice.
A salary, invoices and a company. And nowhere to see it all.
You get paid a salary, invoice as a freelancer and your company gets paid through Stripe. Nobody tells you how much is actually yours.A payment lands in the company and you find out days later, going through the bank.The quarter arrives and you hunt for invoices across three inboxes and two banks.The bank, Trade Republic, the crypto and what sits in the company. No app gives you the total.You set VAT aside by eye, and the 20th of January brings a surprise.You have tried three apps and all of them tell you what you spent. None tells you what you can spend.
All your wallets in a single view.
06:0012:0018:00
StartActivePeakClose
Your monthly spending
What comes in and what goes out each month, in one figure that updates itself.
Fidi
What do you want to know about your companies?
How much did the company take through Stripe this month,set the VAT from those payments asideand leave me the quarter's 303 as a draft.Ask
The taxes you are about to pay
VAT, IRPF and the quarter's 303, worked out from your real payments. Ask Fidi, or ask Claude through MCP.
All your money in one number0 %↑ 2.4 % this month
Me: €98,410Companies: €54,374Priced 12 s ago
Your net worth, in one number
Accounts, investments, crypto and what sits in each company, in one number with its timestamp. No adding up by hand.
Every tool you use, connected.
- Stripe · payment from Acme SL€3,025.00
- Mercadona-€48.20
- PayPal · client in Berlin€840.00
- Revolut Business · Notion-€12.00
Fidi is reading the invoice from Outlook
Payments land in each company on their own
Stripe and PayPal connect to each company's wallet. Every payment arrives as a notification and the quarter is drawn from them.
Import from
OutlookCSVExcelNetoMargenFintonicYNABBank PDF
Import what you already have
The bank's PDF or CSV, exports from Trade Republic and Revolut, and from other apps. Outlook detects invoices as they land.
0 € a day until the end of the month
MONTUEWEDTHUFRISATSUN
What you have left today
What comes in is split into envelopes and the rest is yours. Every day you know what you can spend.
Received through MCPInvoice 2026-031 recorded in Acme SL2:34
Upload from Claude or Codex
Connect Fider through MCP and ask from the chat to upload an invoice or a transaction. Fider records it and lets you know.
Connected to
StripePayPalRevolut BusinessOutlookClaude (MCP)Codex (MCP)Trade RepublicRevolutBBVASantanderCaixaBankPDFCSVStripePayPalRevolut BusinessOutlookClaude (MCP)Codex (MCP)Trade RepublicRevolutBBVASantanderCaixaBankPDFCSV
The quarter, ready for your accountant.
Q3 · 12,100 € invoicedInvoices, deductible expenses and drafts of forms 303 and 130 from what already came in. Plus a diagram of where every euro goes.
Move me: drag any node
Quarterly income tax instalment
Computable income, deductible expenses, net profit and the 20% accumulated for the year, minus what you already paid and the withholdings applied to you.
Quarterly VAT
Output VAT by rate (4%, 10%, 21%), deductible input VAT and the reverse charge on intra-community acquisitions.
Intra-community operations
A summary per client and supplier with their VAT number and operation code. It only shows up if you have something to declare.
Fider does not file taxes. What you see is a draft, per company and for your freelance activity, to review with your accountant.
Others tell you what you spent. Fider, what to do with your money.
Free to know what you can spend. PRO for everything else.
Free
0 €forever
- The monthly split and what you have left today
- Unlimited transactions and accounts
- One wallet: personal, freelance or company
- Current net worth
- Up to 3 assets, valued at the day close
- CSV export and multi-currency
- CSV import, and 3 statements or receipts read by AI
PRO
39.99 €per year
- Everything in the free plan
- Several wallets at once: personal, freelance and every company, each with its own
- Stripe and PayPal payments in real time
- Outlook detects invoices as they land
- Unlimited assets with live pricing and history with no cap
- Forms 130, 303 and 349 box by box
- Chat with Fidi: it reads your data and the engine computes
- MCP connector for Claude and Codex
You can change plan or cancel whenever you like, from Settings, in one click.
Frequently asked questions
What is Fider?
An app that reads your money and tells you how much you can spend. It splits the month into envelopes and keeps your personal, freelance and company money apart.
Is Fider a wealth management app?
It is a wealth tracking app you run yourself. It brings accounts, investments, crypto, property and debt into one net worth with its valuation time and its history, and splits it into wallets: personal, freelance and company. It does not manage your money and does not recommend investment products.
What is the difference between tracking net worth and tracking expenses?
Expenses tell you where the month's money went. Net worth tells you what you own minus what you owe, and whether the curve is rising or falling. Fider keeps both and works out from them what you can spend today.
How does Fider value my assets?
Crypto at market price every ten minutes, stocks and ETFs every fifteen and funds daily, always with the valuation time in view. Property, vehicles and pension plans are valued by hand whenever you decide. On the free plan, up to three assets valued at the day close; on PRO, unlimited and live.
What does the free plan include and what does PRO add?
Free: the monthly split, wallets and net worth, with no expiry, all by hand. PRO (4.99 € per month) adds the Fidi chat, the MCP connector, live prices, Stripe and PayPal payments and forms 130, 303 and 349.
Do I have to connect my bank?
No. Log by hand, import a CSV, upload a PDF statement or connect your inbox for receipts. You choose what comes in.
Can I run several companies?
Yes, with PRO. The free plan carries a single wallet; PRO adds as many as you need, and each company gets its own with its payments, invoices and quarter. You can look at each wallet on its own or all of them together in one view.
Where is my data and what happens if I cancel?
On servers in the European Union, under the GDPR. If you cancel PRO you lose nothing: your data and history stay and you can export them as CSV.
Start today. Your first allocation takes two minutes.
Free, no card and no bank connection.
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