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Me: personal and freelance
Your salary, your invoices and what you have left today, added into one figure that moves live.
Personal · Freelance · Companies
All your wealth in a single app.
How much you can spend today, what everything you own is worth and what the tax office is owed. Personal, freelance and every company you run, in one place.
- Free to start
- No bank connection
- Data encrypted in the EU
Net worth€152,740.00€1,843.00 · +1.22% todayPriced 12 seconds ago
- Personal€84.2k
- Freelance€39.1k
- Company€29.4k
Last 12 months
303Q3 · Modelo 303 readyDraft to review
Where every euro you invoice goes
How much you can spend this month, before you spend it.
Move the numbers and watch the split change
Household
Kind of debt
Goal
Other apps tell you what you spent.Fider tells you how much you can spend.
Fixed: €1,080, 45 %. Debt: €528, 22 %. Cushion: €198, 8 %. Life: €594, 25 %
- Fixed€1,08045 %
- Debt€52822 %
- Cushion€1988 %
- Life€59425 %
Indicative tool. This is not financial advice.
A salary, invoices and a company. And nowhere to see it all.
You get paid a salary, invoice as a freelancer and your company gets paid through Stripe. Nobody tells you how much is actually yours.A payment lands in the company and you find out days later, going through the bank.The quarter arrives and you hunt for invoices across three inboxes and two banks.The bank, Trade Republic, the crypto and what sits in the company. No app gives you the total.You set VAT aside by eye, and the 20th of January brings a surprise.You have tried three apps and all of them tell you what you spent. None tells you what you can spend.
Three views: Me, Companies and All.
Fidi
What do you want to know about your companies?
How much did the company take through Stripe this month,set the VAT from those payments asideand leave me the quarter's 303 as a draft.Ask
Companies: every company you run
Each company with its own wallet and its Stripe, PayPal and Revolut Business payments. Ask Fidi, or ask Claude through MCP.
All your money in one number0 %↑ 2.4 % this month
Me: €98,410Companies: €54,374Priced 12 s ago
All: your complete net worth
Accounts, investments, crypto and what sits in each company, in one number with its timestamp. No adding up by hand.
Everything connected. You only confirm.
- Stripe · payment from Acme SL€3,025.00
- Mercadona-€48.20
- PayPal · client in Berlin€840.00
- Revolut Business · Notion-€12.00
Fidi is reading the invoice from Gmail
Payments land in each company on their own
Stripe, PayPal and Revolut Business connect to each company's wallet. Every payment arrives as a notification and the quarter is drawn from them.
Import from
GmailCSVExcelNetoMargenFintonicYNABBank PDF
The rest comes in with one drag
The bank's PDF or CSV, exports from Trade Republic and Revolut, and from other apps. Gmail detects invoices as they land.
0 € a day until the end of the month
MONTUEWEDTHUFRISATSUN
What you have left today
What comes in is split into envelopes and the rest is yours. Every day you know what you can spend.
Received through MCPInvoice 2026-031 recorded in Acme SL2:34
Upload from Claude or Codex
Connect Fider through MCP and ask from the chat to upload an invoice or a transaction. Fider records it and lets you know.
Connected to
StripePayPalRevolut BusinessGmailClaude (MCP)Codex (MCP)Trade RepublicRevolutBBVASantanderCaixaBankPDFCSVStripePayPalRevolut BusinessGmailClaude (MCP)Codex (MCP)Trade RepublicRevolutBBVASantanderCaixaBankPDFCSV
The quarter, ready for your accountant.
Q3 · 12,100 € invoicedInvoices, deductible expenses and drafts of forms 303 and 130 from what already came in. Plus a Sankey of where every euro goes.
Quarterly income tax instalment
Computable income, deductible expenses, net profit and the 20% accumulated for the year, minus what you already paid and the withholdings applied to you.
Quarterly VAT
Output VAT by rate (4%, 10%, 21%), deductible input VAT and the reverse charge on intra-community acquisitions.
Intra-community operations
A summary per client and supplier with their VAT number and operation code. It only shows up if you have something to declare.
Fider does not file taxes. What you see is a draft, per company and for your freelance activity, to review with your accountant.
Others tell you what you spent. Fider, what to do with your money.
Comparison checked on 25 August 2026 against each product's public pricing and feature pages.
Free to know what you can spend. PRO for everything else.
Free
0 €forever
- The monthly split and what you have left today
- Unlimited transactions and accounts
- Personal, freelance and company wallets, plus the Me, Companies and All views
- Current net worth
- Up to 3 assets without live pricing
- CSV export and multi-currency
PRO
39.99 €per year
- Everything in the free plan
- Several companies, each with its own wallet
- Stripe, PayPal and Revolut Business payments in real time
- Gmail detects invoices as they land
- Unlimited assets with live pricing and history with no cap
- Forms 130, 303 and 349 box by box
- CSV, PDF statement and receipt import with AI
- Chat with Fidi: it reads your data and the engine computes
- MCP connector for Claude and Codex
You can change plan or cancel whenever you like, from Settings, in one click.
Frequently asked questions
What is Fider?
An app that reads your money and tells you how much you can spend. It splits the month into envelopes and keeps your personal, freelance and company money apart.
What does the free plan include and what does PRO add?
Free: the monthly split, wallets and net worth, with no expiry, all by hand. PRO (4.99 € per month) adds CSV and PDF import with AI, the Fidi chat, the MCP connector, live prices, Stripe and PayPal payments and forms 130, 303 and 349.
Do I have to connect my bank?
No. Log by hand, import a CSV, upload a PDF statement or connect your inbox for receipts. You choose what comes in.
Can I run several companies?
Yes. Each company gets its own wallet, payments, invoices and quarter. The Me, Companies and All views show each part or the whole.
Where is my data and what happens if I cancel?
On servers in the European Union, under the GDPR. If you cancel PRO you lose nothing: your data and history stay and you can export them as CSV.
All your wealth in one app, starting today.
Free, no card and no bank connection. Personal, freelance and companies from day one.
Create a free account