No bank connection
Fider asks for no credentials. You import a PDF statement, a CSV, or connect your inbox read-only for receipts. You decide what comes in and when.
Alternative
A Fintonic alternative that never asks for your bank keys
People look for a Fintonic alternative for two reasons: they do not want to connect their bank and they do not want an app that lives off offering them financial products. Fider answers both and adds what Fintonic does not cover: live investments and the freelance side.
| Fider | Fintonic | |
|---|---|---|
| Platform | Web (PWA): Android, iOS and desktop | iOS and Android |
| History | Unlimited | Not stated |
| Tax features (303 and 130) | Modelo 303, 130 and 349 drafts | Not stated |
| Invoices | Yes | Not stated |
| CSV export | Yes, on the free plan | Not stated |
| Dark mode | Yes | Not stated |
| Login | Google, Microsoft and email | Not stated |
| Languages | Spanish and English | Spanish |
| Price | Free; PRO 4.99 €/month or 39.99 €/year | Freemium with financial product offers. Check their site |
No product offers
Fider is funded by an optional PRO subscription. There are no loans or insurance inside the app. The free plan includes CSV export.
What you gain by switching
Real-time net worth with investments and crypto, three wallets for personal, freelance and company, and modelo 303 and 130 drafts if you invoice.
When to stay on Fintonic
If what matters to you is transactions arriving on their own from the bank and the offers do not bother you, Fintonic does its job well and switching is not worth the effort.
When to choose Fider
Fider makes sense when you have more than one financial life in the same app: personal, freelance and, if you have one, a company. Every transaction carries its wallet and you can look at one, two or all three together.
- You are self-employed in Spain and want the modelo 303 and 130 drafts without copying figures into another tool.
- You work from a computer and want a real web app, with dark mode.
- You want the full history, not a window of a few months.
- You prefer not to connect your bank: import a PDF or CSV statement and review it.
- You share the numbers with your accountant and want them to see exactly what you see.
Frequently asked questions
Does Fider read my bank accounts?
No. Fider does not connect to the bank. You import a PDF or CSV statement and review what comes in.
How do I move my data from Fintonic?
Download your transactions from your bank as CSV or PDF and import them into Fider. The column mapper adapts to each bank's format.
Will Fider offer me loans?
No. Fider offers no financial products. Its model is an optional PRO subscription.
What do I gain as a freelancer?
A separate wallet for your activity and modelo 303 and 130 drafts computed from your transactions.
Is it free?
Fider has a free plan with CSV export. PRO costs 4.99 €/month or 39.99 €/year.
Start today. Your first allocation takes two minutes.
Free, no card and no bank connection.
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