Fider
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Modelo 130 calculator (IRPF)

Modelo 130 is cumulative: it counts from 1 January to the end of the quarter and subtracts what you already paid. Enter the year-to-date figures and see what you would owe.

To pay this quarter€1,500.00
Cumulative net profit (box 03)
€15,000.00
20% of profit (box 04)
€3,000.00
Result before flooring at zero (box 07)
€1,500.00

This is an indicative draft, not a filing. The real figures depend on your situation and your books. Review it with your advisor before filing anything.

Take it into your Fider account

How to use it

  1. Add up the income from every invoice issued from 1 January to the last day of the quarter.
  2. Add up the deductible expenses for the same period, including the autónomo quota.
  3. Enter what you paid in the modelo 130s of earlier quarters this year.
  4. Enter the withholdings your clients applied during the year.

Why it is cumulative

The tax office does not look at the quarter, it looks at the year so far. It takes 20% of cumulative profit and deducts what you already advanced. That is why a bad third quarter can zero out the 130 even after a good second one.

What this calculator does not apply

The article 110.3.c reduction (up to 100 € per quarter if last year's profit was under 12,000 €), the main-residence deduction and the offset of negative results from earlier quarters. All of them lower the result.

If you invoice companies

With a 15% withholding on almost every invoice, the 130 usually comes out low or negative. If more than 70% of last year's income carried withholding, you are not even required to file it.

Estimate without the article 110.3.c reduction or the residence deduction. A draft, not a filing. Review it with your advisor.

Frequently asked questions

What is net profit here?

Income minus deductible expenses for the period. It is box 03 of the form.

What if it comes out negative?

You pay nothing and the negative amount can be deducted in later quarters of the same year (box 15).

Do I include VAT in income?

No. Income and expenses go without VAT. VAT has its own form, modelo 303.

Is the autónomo quota an expense?

Yes, 100% deductible, and it goes into cumulative expenses.

Who has to file modelo 130?

Self-employed people under direct assessment, unless more than 70% of last year's income carried withholding.

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